My name is Janice, I'm the director  and owner of Servicing With A Smile. A few years ago I would have never thought that this was possible, owning my own business. I worked in the medical field for many years and at that time I wasn't thinking about doing anything else. Let me tell you, circumstances brings about changes.  My change came when I lost my mom a few years back. This was the most horrible thing that I could imagine. This forced me the oldest girl out of 10 siblings to take on the responsibility of caring for my adult incompetent baby sister. I would have had it no other way. This also forced me to have to stop working outside of the home. With so much time on my hand and a means of keeping my mind occupied and off of the hurt and pain I was going through, I constantly browsed the web. In desperate need of finding  legitimate work from home, I surprisingly stumbled upon this CSP position. I did some research and reluctantly enrolled and paid for a class. Upon completion of the class I started to work from home. There was no waiting period after classes were completed. I did this for a while, well I still do. I want to reach out to others who are as skeptical as I was. I created Servicing With A Smile LLC in hopes to reach those who have similar situation as my own or who are driven and work good independently. This has truly been a road worth traveling for me.